Financing for firms startups SMEs
covered in minutes
You started with passion, we back it with real capital and confidence.
Funding visionaries, scaling companies, and accelerating momentum.
TRUSTED BUSINESS FINANCING
Smart funding for
hardworking business
Get the capital you need to grow, expand, or keep moving without the hassle.
Line of Credit
Access a flexible credit line from $10k to $5M.
Draw what you need, when you need it.
Term Loans
Secure funds from $10k to $10M with predictable payments. Terms available from 1 to 10 years.
FAST & FRIENDLY FUNDING
Funding with top-notch customer service
Experience fast approvals, clear communication, and real people ready to help, so you can keep your business moving forward.
Flexible Terms
Choose repayment options that fit your cash flow, not ours. Built to help you grow, not stress.
Fast Approvals
Get decisions in hours not days. No red tape, no delays. We move at the speed of your business.
Human Support
Talk to real people who know small business. We’re here with answers, not automated walls.
How it works
Simple steps to get funded fast
No fluff, no waiting. Just a straightforward path to business capital, built for speed and service.
Get started with a fast quote
Contact us today to experience the difference of working with a trusted business lender.
Quick capital release
Approved businesses receive funding within 1–2 business days.
I never thought getting business capital could be this smooth. Cloud Funding made it easy from start to finish.
Marcus Green
Every business journey is different
Our expert funding team is here to guide you, real people, real answers, real fast.
Exceptional 4.8 rating
I’m incredibly grateful for the fast funding and real support I got from Cloud Funding, they truly deliver.
Getting started
Estimate Your Terms and Start Growing
Answer a few quick questions to check your eligibility and rates, no commitment, no impact on your credit.
Business Form Loan
Insights and assistance
Frequently asked questions about insurance
Find answers to common queries and gain valuable insights into insurance decision-making.
Cloud Funding provides trusted small business Term Loans and revolving Lines of Credit. With one easy application, you can qualify for both, giving you flexible options to meet your business needs.
You can qualify for Term Loans ranging from $10,000 to $500,000, with repayment terms between 3 and 24 months.
Our Lines of Credit go from $10,000 up to $5,000,000, featuring 12-month repayment schedules for each draw. As a revolving credit line, your available balance refreshes as you repay.
Getting started is quick and stress-free — it only takes a few minutes. You can apply online or call us directly at (312) 555-0198. Just submit basic business and ownership details along with your last three months of bank statements.
No, applying won’t affect your score. We use a soft credit check, which doesn’t impact your personal credit. If a full (hard) inquiry is ever needed, we’ll always reach out first for your permission.
To qualify, your business should be at least 1 year old and generate $100,000+ in annual revenue. A personal credit score of 625 or higher is typically required. Most of our clients have been in business for 3+ years, bring in $300,000+ annually, and hold a FICO score of 650+. We support over 700 industries, so chances are we can work with you.
Applying is quick and easy. To complete your application, you’ll need your business tax ID (EIN), Social Security number, estimated annual revenue, average bank balance, and your last three months of business bank statements. Having this information ready helps us keep the process smooth and fast.