We Bring Projects To Life
Forget what you know about typical banking or conventional loans, this is definitely not that.
UNIQUE LENDING PROGRAM
Innovative
This privately funded wholesale lending program will fund a variety of industries including Real Estate Development, Oil and Gas, Technology, Infrastructure, Hotel and Resort Development, and Cannabis with a wide array of business initiatives.
Highlights
- Any business at any stage in most industries can qualify.
- Credit scores are not relevant.
- Loan is structured around your capital.
- Project deposit of $10M USD will provide a loan of $40M USD.
- 48 month default term (longer is possible); Interest only quarterly payments.
- No Personal or Corporate Guarantees
Unique Structure
With its interest-only wholesale interest rate structure, coupled with the 100% security of keeping the required deposit in a non-depleting, non transferable bank account this program is hard to compare let alone beat. Your deposit is not collateral and the program has been purposefully designed to remove all risk from the transaction for the borrower. This lending program is IN A CLASS OF ITS OWN in the global financing market.
Unique Debt Financing
This is a privately owned and operated wealth lending program that is unlike traditional banks, conventional lenders or venture capitalists.
The program has been intentionally designed in this way so as to remove all risk from the transaction by providing a 100% guarantee on the project deposit. Knowing the deposit is not depleted or encumbered in any way, and is not used as collateral for the loan provides our borrowers and their investors with peace of mind.
How it Works
- Once the project has been approved, the borrower will need to place a project deposit (TBD).
- The credit facility that is created is equal to 4 times the project deposit.
- There are no personal or corporate guarantees, and the loan is a non-recourse loan.
- Wholesale interest rates.
- The interest is paid quarterly and must be kept up to date.
- The lender offers flexible repayment terms including the option to convert to long term mortgage at the end of the term which the lender will hold.
- There are no prepayment penalties.
- The deposit is held in banks in Canada and the USA during the loan period.
- When the loan is fully disbursed, the borrower’s project deposit is released.
Unique Terms
- Minimum project deposit is $10 M USD which provides $40 M USD in funding
- No maximum on the deposit.
- 60 Month Term.
- Interest only, with quarterly payments.
- No personal or corporate guarantees.
- NO UPFRONT FEES
- There is a General Security Agreement on the project.
- Any business at any stage in any industry can qualify.
- Credit scores are not relevant.
- No prepayment penalties.
- Very flexible repayment options.
- Wholesale interest rates.
WHOLESALE LENDING FOR PROVIDERS
Wholesale Lending Overview
Built for Lenders
- Minimum of $50M USD
- 60 Month Term.
- Interest only, with quarterly payments.
- No personal or corporate guarantees.
- NO UPFRONT FEES
- General Security Agreement required.
- Any business at any stage in any industry can qualify.
- No prepayment penalties.
- Very flexible repayment options.
- Wholesale rates
Funding the Funders
From Mortgage Lenders to Payday Loan Lenders Blue Cloud is here to help your firm keep the cost of capital down to a minimum. As interest rates begin to rise one of the easiest ways to stay competitive is to have access to capital at current rates for a much longer time frame, and that’s where Blue Cloud comes in. Our unique funding model allows Lenders to access capital at some of the lowest rates in the industry.
