equipment financing
Get the Tools you need to grow without slowing down
Access up to $500,000 with fast approvals, flexible terms, and zero upfront stress. Your next big move starts today.
EQUIPMENT FINANCING BASICS
Built for speed, simplicity, and growth?
Get the funding you need to power your business forward with fast approvals, flexible payment plans, and no collateral required.
Your Equipment, Financed Your Way
Drive your growth with financing that adapts to your business
Secure the tools and machinery you need to grow without sacrificing cash flow. Our flexible, interest-based repayment plans are tailored to your goals and timelines.
Smart Capital for Smarter Operations
Access funding that aligns with your goals, whether you're launching, scaling, or upgrading essential equipment.
Tailored Repayment, Zero Guesswork
Choose from flexible terms, loan amounts, and rates that fit your business model. Your financing, your pace.
Lower Barriers, Much Better Terms
Your equipment often secures the loan, making qualification easier, interest rates lower, approval faster and paperwork lighter.
One Mission, Many Industries. We’ve Got You Covered
From healthcare to construction, our financing options are built to meet the unique needs of your field. We make it easy to access the equipment that drives your business forwardwith expert guidance every step of the way.
- Industry-focused support
- Trusted by professionals nationwide

Insights and assistance
Frequently asked questions about funding
Find answers to common queries and gain valuable insights into credit decision-making.
Cloud Funding provides trusted small business Term Loans and revolving Lines of Credit. With one easy application, you can qualify for both, giving you flexible options to meet your business needs.
You can qualify for Term Loans ranging from $10,000 to $500,000, with repayment terms between 3 and 24 months.
Our Lines of Credit go from $10,000 up to $5,000,000, featuring 12-month repayment schedules for each draw. As a revolving credit line, your available balance refreshes as you repay.
Getting started is quick and stress-free — it only takes a few minutes. You can apply online or call us directly at (312) 555-0198. Just submit basic business and ownership details along with your last three months of bank statements.
No, applying won’t affect your score. We use a soft credit check, which doesn’t impact your personal credit. If a full (hard) inquiry is ever needed, we’ll always reach out first for your permission.
To qualify, your business should be at least 1 year old and generate $100,000+ in annual revenue. A personal credit score of 625 or higher is typically required. Most of our clients have been in business for 3+ years, bring in $300,000+ annually, and hold a FICO score of 650+. We support over 700 industries, so chances are we can work with you.
Applying is quick and easy. To complete your application, you’ll need your business tax ID (EIN), Social Security number, estimated annual revenue, average bank balance, and your last three months of business bank statements. Having this information ready helps us keep the process smooth and fast.