term loans
Your business funding, reimagined for real impact
Discover fast, flexible term loans up to $500K with same-day funding and predictable payments.
Flexible term loans built for growth
Secure the funding you need with fixed payments, fast approvals, and terms that work for your business.
- Up to $500K in funding
- Terms up to 60 months
- Daily or weekly auto-payments
BUSINESS TERM LOANS
A smarter way to fund your next business move
Enjoy fast approvals, fixed payments, and the freedom to use your funds for what matters most, from growth to unexpected expenses.
Get cash upfront, use it your way
Receive a one-time payment to invest in your business, whether it’s for a big purchase, expansion, or bridging cash flow gaps.
Fixed terms, structured to fit you
Choose daily or weekly repayments with no surprises, plan your finances with peace of mind and manage your timeline.
Know your rate, skip the stress
Enjoy competitive interest rates, no hidden fees, and full transparency. Plus the high ability to pay early with no penalties.
Quality your business with ease
Simple requirements to get started, so you can focus on growing, not guessing.
- 1+ year in business
- 625+ personal FICO score
- $100K+ annual revenue
Insights and assistance
Frequently asked questions about funding
Find answers to common queries and gain valuable insights into credit decision-making.
Cloud Funding provides trusted small business Term Loans and revolving Lines of Credit. With one easy application, you can qualify for both, giving you flexible options to meet your business needs.
You can qualify for Term Loans ranging from $10,000 to $500,000, with repayment terms between 3 and 24 months.
Our Lines of Credit go from $10,000 up to $5,000,000, featuring 12-month repayment schedules for each draw. As a revolving credit line, your available balance refreshes as you repay.
Getting started is quick and stress-free — it only takes a few minutes. You can apply online or call us directly at (312) 555-0198. Just submit basic business and ownership details along with your last three months of bank statements.
No, applying won’t affect your score. We use a soft credit check, which doesn’t impact your personal credit. If a full (hard) inquiry is ever needed, we’ll always reach out first for your permission.
To qualify, your business should be at least 1 year old and generate $100,000+ in annual revenue. A personal credit score of 625 or higher is typically required. Most of our clients have been in business for 3+ years, bring in $300,000+ annually, and hold a FICO score of 650+. We support over 700 industries, so chances are we can work with you.
Applying is quick and easy. To complete your application, you’ll need your business tax ID (EIN), Social Security number, estimated annual revenue, average bank balance, and your last three months of business bank statements. Having this information ready helps us keep the process smooth and fast.